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Protecting your business is our business.

 

At McFarlan Rowlands, we pride ourselves on our ability to offer comprehensive commercial insurance packages from a wide variety of established insurers. From home business to big business, McFarlan Rowlands is your first and only choice for experienced professional insurance advice.

 

100 + Years
of Industry
Experience

 

With over 100 years in the industry we have the experience and resources necessary to offer our clients the best coverage at the most competitive prices.
Whether you own a variety store, hair salon or department chain, at McFarlan Rowlands we understand that as a business owner you are exposed to a wide variety of risks. Protecting yourself and your company with comprehensive insurance that fits your needs is an essential part of staying competitive, protecting your assets as well as your employees.
By providing insurance coverage to our clients that suit their needs, we are able to ensure their peace of mind while allowing them to plan for the longevity and viability of their businesses.

Business Buildings

Learn more about the commercial insurance policies we offer.

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PrimeGuard

 

McFarlan Rowlands recognizes the need for insurance packages which are customized to the needs of clients. Our exclusive PrimeGuard brand represents a suite of customised insurance products designed for everything from individuals and small businesses to transnational corporations and associations.

Our PrimeGuard insurance programs are designed to maximize coverage while containing costs. While the PrimeGuard products are as varied as the businesses they represent, the fundamental purpose of each product is the same.

More helpful links:

 

Terms and coverages described are intended for general reference. For specific terms and coverages, please refer to your policy.

PrimeGuard at a glance:
  • Respond to the industry it serves
  • Communicate changes in the insurance industry that affect the industry it serves
  • Provide added value through exclusive access to group benefits and wealth management products
  • Maintain a stable and cost-effective rate structure

Let’s talk insurance shopping.

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Proudly Affiliated With:

Student Rentals

 

Protecting your student rental property is essential to ensuring your peace of mind. McFarlan Rowlands understands the unique insurance needs of student rental owners and offers comprehensive insurance that is tailored to each of our clients.

 

Terms and coverages described are intended for general reference. For specific terms and coverages, please refer to your policy.

How to Apply:

Please submit your student rental questionnaire (linked below) with a photo of the front and rear of your property to the address listed below.

Student Rental Questionnaire

McFarlan Rowlands Insurance Brokers Inc.
Marketing Department
503 York St.
London ON N6B 1R4
Tel: 519-679-5440
Fax: 519-679-2226
Toll-free: 888-734-8888
Email: quotes@mcfr.ca

Let’s talk insurance shopping.

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Mental Health
Practitioners

 

Our first Mental Health Group Program was created in 1976; since then, we have grown to insure thousands of mental health practitioners across Canada. Our program was developed in part by our former CEO, Rodney Hancock, a former psychologist that understands the unique risks associated with mental health practices.

Our unmatched industry knowledge coupled with our firmly established team of brokers, underwriters, claims adjusters and lawyers specializing in Mental Health Liability has allowed us to continue to be the leader in the industry for over 35 years.

Mental Health

Our Coverages:

 

Association Liability

Association Liability provides coverage for directors, officers & volunteers in case of a lawsuit alleging negligence in their capacity as such. It can also include Employment Practices coverage for exposures such as wrongful dismissal and Errors & Omissions coverage for actions taken by the association.

 

Commercial General

Commercial General Liability Insurance includes coverage for bodily injury, personal injury, and property damage to others for which the insured is legally liable. The coverage provides protection for non-professional liability exposures associated with serving clients.

 

Disciplinary Hearing

Disciplinary Hearing Insurance provides coverage for legal expenses incurred as a result of any hearing instituted under the provisions of any provincial discipline legislation or for faculty members of an educational institution who face disciplinary action.

 

Group and Life

The group Term Life, Personal Accident, Disability, Business Expense, Dental, and Extended Health Care insurance program continues to appeal to many members. For information about the Group Benefits Program, to enroll or to make any coverage changes please contact Caroline Hancock at
1-888-734-8888 x1527 or by email, chancock@mcfr.ca

 

Office Contents

Office Contents Insurance provides Broad Form coverage on a Replacement Cost basis of settlement and covers contents such as books, furniture, fax machines and computer equipment. In addition to the basic policy, other coverages can be added for an additional premium if required.

 

Professional Liability

Professional Liability Insurance covers the investigation and defence against any civil action brought against the insured including payment of all sums that the insured is legally obligated to pay as a result of liability for personal injuries arising out of rendering or failure to render professional services.

Learn about our unique Mental Health Program.

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Construction
and Surety

 

At McFarlan Rowlands, we understand that having adequate construction insurance and contract surety bond coverage is essential to ensuring our clients peace of mind. With over 100 years in the industry, McFarlan Rowlands has the experience and industry presence to offer our clients the best comprehensive insurance coverages at the most competitive rates.

 

100 + Years
of Industry
Experience

 

A surety bond is a three-party agreement among an obligee, a contractor, and a bonding company. The surety bond protects the obligee against losses resulting from the contractor’s failure to meet some obligation such as fulfilling the terms of the contract agreement.

 

Forms:

 

Terms and coverages described are intended for general reference. For specific terms and coverages, please refer to your policy.

Legal Expense Insurance at a glance:
  • Bid Bond/Tender Bond: Is used when a contractor is bidding on a tendered contract. The Bid Bond prequalifies the contractor and provides security to the obligee that the contractor will in fact enter into the contract if it is awarded.
  • Surety’s Consent: A surety’s consent provides a guarantee to the obligee that if the contractor is awarded the contract then the surety will issue the required final bonds in support of the contractor.
  • Performance Bond/Final Bond: The performance bond guarantees to the oblige that should the contractor fail to perform the contract, the surety will either complete the contract, pay for the cost of completion in excess of the contract price or pay the bond penalty.
  • Payment Bond/Labour and Material Payment Bond: The payment bond provides security to sub-contractors and suppliers that they will be paid according to the terms of their contracts.
  • Maintenance Bond: Provides security to the obligee that the contractor will maintain and repair the project according to the terms and conditions of the contract.
  • Supply Bond: Provides security to the obligee that certain materials will be delivered by the contractor according to the terms of the signed contract.

Let’s talk insurance shopping.

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Welcome Members!

 

As part of the OACCPP you qualify for exclusive features and benefits, special discounts and the right coverage for your home and car insurance. Available only through McFarlan Rowlands, call to find out how you can enjoy more savings and more coverage for protecting both your home and car.

Contact us or simply fill in the form below and we will have one of our representatives contact you.

Contact us for more information:

 

OACCPP Request Webform

 

OACCPP Request Webform

  • I am interested in learning more about discount for my:

 

OACCPP
Get More With OACCPP:
  • Exclusive features – such as the Halo assistance program which provides you with free unlimited health, legal and real estate services. Learn more.
  • Claims service satisfaction – backed by 24/7 claims service and an industry leading Claims Service Satisfaction Guarantee.
  • Innovative coverage options – such as identity theft, and protection for your cottage, boat, RV and more.
  • Savings – through special group pricing and
    other discounts.

Let’s talk insurance shopping.

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