Spring Construction Season: Is Your Insurance Program Built to Withstand the Risks?
Spring signals the start of peak construction activity across Ontario. Crews mobilize, materials are delivered, and new projects move from planning to execution. But as activity increases, so does exposure. Seasonal ramp-up often reveals gaps in coverage – particularly if your insurance program hasn’t been reviewed since last year. Here’s […]
Read MoreMarch is Fraud Prevention Month: Stay Alert, Stay Protected
Fraud is constantly evolving – and it’s becoming more sophisticated every year. March is Fraud Prevention month, making it the perfect time to pause and ask: Would I recognize a scam if I saw one? Insurance fraud and financial scams don’t just impact large organizations. They affect individuals, families, and […]
Read MoreWhat To Do Immediately After An Accident: A Step-by-Step Guide
Accidents happen when we least expect them. Whether it’s a car collision, water damage at home or a business loss, knowing what to do next can make all the difference in protecting your safety – and your insurance claim. Here’s a simple step-by-step guide to follow after a loss. Step […]
Read MoreHow Does A Claim Affect Your Insurance Premium?
One of the most common questions we hear is: ‘If I make a claim, will by insurance go up?” The answer depends on several factors – but understanding how claims impact premiums can help you make informed decisions. How Insurance Premiums Are Calculated Your premium is based on risk. Insurance […]
Read MoreCommon Claim Mistakes (and how to avoid them)
Filing an insurance claim doesn’t have to be complicated – but small mistakes can delay or complicate the process. here are the most common claim errors we see – and how to avoid them. Mistake #1: Waiting Too Long to Report Delays in reporting can: Report losses as soon as […]
Read MoreSo You Just Bought Your First Rental Property? Here’s What You Need to Know About Insurance in Ontario
Owning a rental property can be a rewarding investment, offering the potential for passive income and long-term growth. However, it also comes with unique risks that can impact your finances and peace of mind. As a landlord, protecting your property, your tenants, and your financial future should be a top […]
Read MoreSo You Just Started Your Own Business – Congratulations! Everything you need to set yourself up for success.
Whether you’ve just achieved your lifelong dream of building a business from the ground up or are venturing out to start a new career chapter, starting a company on your own is no small feat! We understand that there can be so many unknowns when it comes to figuring out […]
Read MoreWind Damage – is your business prepared for the worst?
Many Ontario residents and business owners were caught off guard and impacted by sudden and intense windstorm events that have occurred over the past few years. Here is some information that could help protect your livelihood as we head into the windy months ahead. There are several types of storms […]
Read MoreNew! Exclusive Health Benefit Plan from McFarlan Rowlands’ Life Division
Health & dental plans for Ontario regulated home child care providers working with a licensed agency. Magenta Insurance Professionals is joining forces with the Life Division of McFarlan Rowlands to provide an affordable solution to manage health & dental expenses. The convenient online self-service tool provides members with access to […]
Read MoreEverything you need to know about Garage and Commercial Auto Insurance.
What is commercial/garage Insurance? So you’re a new owner of an auto repair garage – congratulations! There are so many things to consider as you get your business set up and operating. Don’t let the stress of being properly covered slow you down. Today, we’re sharing what we know about […]
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