Have you ever considered what you are covered for in the event of a water related loss and additional coverages that are available for purchase? Do you know if your home has any preventative measures installed and where they can be found?
The following illustration shows how water can enter your home and what you can do to prevent it:
At McFarlan Rowlands, we want to ensure we are offering you the most comprehensive coverage options available to you which can include:
Sewer Backup Coverage:
May protect for loss or damage resulting from the sudden and accidental back-up or escape from sewers, drains, septic tanks, sump pump and/or related equipment failure.
Overland Water Coverage:
May protect for loss or damage resulting from the sudden and accidental back-up or escape from sewers, drains, septic tanks, sump pump and/or related equipment failure.
Ground Water Coverage:
May protect for loss or damage resulting from the sudden and accidental back-up or escape from sewers, drains, septic tanks, sump pump and/or related equipment failure.
Service Line Coverage:
May protect for loss or damage resulting from the sudden and accidental back-up or escape from sewers, drains, septic tanks, sump pump and/or related equipment failure.
Mitigation to Prevent Future Loss:
Have you recently installed a sump pump, does it have a backup power source such as battery or generator? Does your home have a backflow valve? Do you have a centrally monitored Water Alarm as many companies offer a discount for this?
To discuss your eligibility for any of the additional coverages above or to discuss increasing your current policy limits, contact our experienced team of brokers today.