February 20, 2026

What To Do Immediately After An Accident: A Step-by-Step Guide

Accidents happen when we least expect them. Whether it’s a car collision, water damage at home or a business loss, knowing what to do next can make all the difference in protecting your safety – and your insurance claim. Here’s a simple step-by-step guide to follow after a loss. Step […]

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January 7, 2026

How Does A Claim Affect Your Insurance Premium?

One of the most common questions we hear is: ‘If I make a claim, will by insurance go up?” The answer depends on several factors – but understanding how claims impact premiums can help you make informed decisions. How Insurance Premiums Are Calculated Your premium is based on risk. Insurance […]

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November 22, 2025

Common Claim Mistakes (and how to avoid them)

Filing an insurance claim doesn’t have to be complicated – but small mistakes can delay or complicate the process. here are the most common claim errors we see – and how to avoid them. Mistake #1: Waiting Too Long to Report Delays in reporting can: Report losses as soon as […]

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November 23, 2023

Do you know what’s sitting in your driveway? Explaining TAG, High Theft Vehicles and High Theft Surcharges

Did you know that it takes thieves less than 1 minute to steal a vehicle? No one wants to have their vehicle stolen; as if the financial stress, disruption of daily routines, and management of unanticipated insurance claims are not enough to deal with, there are added safety concerns that […]

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July 29, 2022

Filing a Claim? Let us be your advocate

At McFarlan Rowlands, we understand that being in any situation that requires filing a claim is incredibly stressful. While it can feel intense and overwhelming, our dedicated Claims Team is here and ready to walk you through the process. Although we hope they won’t, accidents do sometimes happen. If you […]

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September 7, 2021

Accident Forgiveness: Your “Get out of jail free” card

What is Accident Forgiveness? Your “Get out of jail free” card Let’s say McFarlan and Rowland get into an accident, one of them is holding a get out of jail free card while the other is not. This ‘get out of jail free” card in insurance terms is called accident […]

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