September 7, 2021

Accident Forgiveness: Your “Get out of jail free” card

What is Accident Forgiveness? Your “Get out of jail free” card Let’s say McFarlan and Rowland get into an accident, one of them is holding a get out of jail free card while the other is not. This ‘get out of jail free” card in insurance terms is called accident […]

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June 16, 2021

How are insurance companies supporting you through COVID-19?

The first question our brokers were asked when COVID-19 hit in March of 2020 was, ‘what is my insurance company going to do for me during this time?’ And with Ontario subsequently dealing with wave two and wave three of the pandemic, we’re seeing the need for insurance companies to […]

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May 27, 2021

So you’re starting to grow your family. Congratulations!

We are here to help have those important conversations to make sure you understand what those ‘what ifs’ really mean.

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September 29, 2020

Why do insurance rates change depending on where you live?

At the core, insurance is about assessing your level of risk, and how much it would cost to get you back on your feet if you experience a loss. What is a risk?  A risk is the potential of something going wrong and is the main reason why people and […]

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May 1, 2019

Understanding Flood Coverage

As the flooding situation in Ontario’s cottage country and Eastern Ontario peaks today, it’s about time you think about protecting your home in the event a catastrophic flood occurs in your backyard. Now that temperatures and severe weather events in Canada have been on the rise, with flooding representing 40% […]

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January 23, 2019

Nearly $2 billion in weather related losses across Canada in 2018

The insurance industry is on the front line when it comes to the battle against Climate Change. According to Canadian Underwriter, the insurance industry lost close to $2 billion dollars ($1.9 billion to be exact) in Canada alone last year. This was attributed to a variety of weather catastrophes across […]

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November 14, 2017

This Just In! Risk and Business Magazine: Fall Edition

Our Fall issue of McFarlan Rowlands Risk & Business Magazine will be delivered to farms and businesses within our communities this week. This magazine is for our commercial clients because most of the articles are business oriented, but everyone is able to enjoy the magazine. Some of the articles in […]

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March 3, 2017

150 Years of Insurance

As Canada celebrates 150 years since confederation, Canadian Insurance Top Broker takes a look back at what insurance coverage looked like in 1867. Some, like fire insurance and steamboat & railroad accident coverage, is understandable with the light bulb not being invented until 1879 and boats & trains being a main […]

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December 9, 2016

Before you Drink and Drive…

The Holiday season is upon us which means there will be a lot of people travelling to and from holiday parties, and generally, partaking in more alcohol consumption. Just remember, if you get caught drinking and driving, along with dealing with implications of the law, you’ll need to deal with […]

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February 8, 2013

‘When should I contact my broker?’

To ensure that you are properly rated and that you have disclosed all required information to your insurance company, it is important to review the details of your policy on a regular basis. In order to personalize your policies we need to be aware of changes that may have taken […]

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