Understanding Flood Coverage – Is your home protected?
Floods—the costliest natural disaster in terms of property damage—can be caused by commonplace occurrences such as melting snow and ice, high lake or river levels, heavy rains, and thunderstorms. Last year, 25 communities across the province were forced to declare a state of emergency due to flooding causing a significant […]
Read MoreAccident Forgiveness: Your “Get out of jail free” card
What is Accident Forgiveness? Your “Get out of jail free” card Let’s say McFarlan and Rowland get into an accident, one of them is holding a get out of jail free card while the other is not. This ‘get out of jail free” card in insurance terms is called accident […]
Read MoreHow are insurance companies supporting you through COVID-19?
The first question our brokers were asked when COVID-19 hit in March of 2020 was, ‘what is my insurance company going to do for me during this time?’ And with Ontario subsequently dealing with wave two and wave three of the pandemic, we’re seeing the need for insurance companies to […]
Read MoreSo you’re starting to grow your family. Congratulations!
We are here to help have those important conversations to make sure you understand what those ‘what ifs’ really mean.
Read MoreWhy do insurance rates change depending on where you live?
At the core, insurance is about assessing your level of risk, and how much it would cost to get you back on your feet if you experience a loss. What is a risk? A risk is the potential of something going wrong and is the main reason why people and […]
Read MoreNearly $2 billion in weather related losses across Canada in 2018
The insurance industry is on the front line when it comes to the battle against Climate Change. According to Canadian Underwriter, the insurance industry lost close to $2 billion dollars ($1.9 billion to be exact) in Canada alone last year. This was attributed to a variety of weather catastrophes across […]
Read MoreThis Just In! Risk and Business Magazine: Fall Edition
Our Fall issue of McFarlan Rowlands Risk & Business Magazine will be delivered to farms and businesses within our communities this week. This magazine is for our commercial clients because most of the articles are business oriented, but everyone is able to enjoy the magazine. Some of the articles in […]
Read More150 Years of Insurance
As Canada celebrates 150 years since confederation, Canadian Insurance Top Broker takes a look back at what insurance coverage looked like in 1867. Some, like fire insurance and steamboat & railroad accident coverage, is understandable with the light bulb not being invented until 1879 and boats & trains being a main […]
Read MoreBefore you Drink and Drive…
The Holiday season is upon us which means there will be a lot of people travelling to and from holiday parties, and generally, partaking in more alcohol consumption. Just remember, if you get caught drinking and driving, along with dealing with implications of the law, you’ll need to deal with […]
Read More‘When should I contact my broker?’
To ensure that you are properly rated and that you have disclosed all required information to your insurance company, it is important to review the details of your policy on a regular basis. In order to personalize your policies we need to be aware of changes that may have taken […]
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