June 28, 2021

Small Business Insurance Part 1:

Every small business is unique and that makes finding the right coverage no easy feat. That’s why our experienced brokers take a consultative approach when it comes to finding you the best product for the best price.

Before we begin, you need to know what you need to properly cover your livelihood from unforeseen loss.

What is Business Insurance?

In a nutshell, business insurance provides you with options to protect your business from physical loss to the property you own or rent from potential law suits that may come unexpectedly from running a business.

There are many types of coverages you’ll want to learn about from your Broker, including:

  1. Commercial General Liability
  2. Property
  3. Cyber/ Privacy Breach
  4. Equipment Breakdown
  5. Sewer Back up
  6. Stock Coverage
  7. Equipment & Tool coverage
  8. Professional liability
  9. Employers Practice Liability
  10. Employers liability
  11. Wrap Up liability
  12. Installation floater
  13. Liquor Liability
  14. Crime Coverage

At McFarlan Rowlands, we have an entire department focused on small business. When you reach out to us with a request for a quote https://mcfarlanrowlands.com/contact-us/, our first order of business is to speak with you generally about your business. We want to learn about your product offering, your trading area, and any other background information that will paint an appropriate picture of your business.

Usually, this meeting will happen over the phone.

We then take what we have learned and shop around to find the best product at the best price to suit your business needs.

Once we’ve completed our shop, we’ll present you with your options and send you on your way!